Fraud and Cybercrime

Hacking or blackmail are just a few of the threats to the security of your data. Unlike basic movable insurance, cyber insurance intervenes in the absence of material damage, in particular for a simple loss of data. For example :

  • Installation of malware (Trojans, computer viruses, etc.)
  • Hacker attacks
  • Misuse of data
  • Data manipulation and disclosure
  • Data loss
  • System failure or hijacking
  • Manipulation of e-banking or online payment system
  • Phone hacking

The insurer compensates for the costs of restoring the data, the costs of removing malware from the computer system, as well as for the loss of income and additional costs.

Events that may engage your civil liability are insurable either by a corporate civil liability contract, or by this cybercrime branch, for example:

  • Claims arising from the destruction or loss of a third parties’ data that is in your possession or from a person to whom you have entrusted it
  • Data protection breaches
  • Breach of confidentiality or loss of information;
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