When the insurance of inventory items is not enough, technical insurance must be used to extend coverage of specific damages such as:
- Handling errors or clumsiness
- Collision, overturning, falling or stagnation
- Malice
- Construction, material and manufacturing faults
- Breakage, cracks, deformation
- Effect of electric current (short circuit, overcurrent or overvoltage)
- Failures of measurement, regulation or safety installations
- Single flight
The list of insurable objects is not exhaustive, there are:
- IT and office automation equipment
- Construction machinery and equipment
- Industrial machinery
- Technical medical devices