Certain facts of life force you to make a decision about your savings being accumulated as insured BVG, for example:

• I’m going to be unemployed
• I’m going to stop working
• I am self-employed
• I don’t yet know what I’m going to do, I’m going on sabbatical
• I am definitely leaving Switzerland or I will no longer work in Switzerland as a cross-border worker
• I found a new employer.

Should I transfer my retirement assets? Will I have access to my total capital or part of it? Should I open a bank account or a vested benefits insurance policy?

We are able to give you the answers to determine the best solution for you given your current and future situation.